The cost of a pack of cigarettes averages around $4.50 to $5, including taxes, depending on where you live. Using the lower number, a pack-a-day smoker burns through about $31.50 per week, or $1,638 per year. That’s a fat house payment or a nice vacation with the family. A 40-year-old who quits smoking and puts the savings into a 401(k)
earning 9% a year would have nearly $250,000 by age 70.
